Individual

The Equal Credit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.

Learn how to avoid holds on your money or credit.

If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. This article describes the Rule, which protects consumers in many ways.

Answers commonly asked questions about your rights under the Fair Debt Collection Practices Act, which requires that debt collectors treat you fairly and prohibits certain methods of debt collection.

When it comes to dealing with debt, you have options. Find out what you can do, and get tips for avoiding scams.

This article provides information on obtaining a free copy of your credit report from each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – once every 12 months. It also provides guidance on disputing incorrect information on your reports.

The FDIC -- along with fellow regulators and the banking industry -- is working vigorously to help consumers and the banking industry avoid unnecessary foreclosures and stop foreclosure "rescue" scams that promise false hope to consumers at risk of losing their homes.This website provides information that may be helpful to consumers, financial institutions, and the community groups working with them on foreclosure-related issues.

This website presents the Federal Deposit Insurance Corporation's Electronic Deposit Insurance Estimator (EDIE). This on-line tool can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts.

This website presents the FDIC's Money Smart financial education curriculum. The Money Smart's on-line curriculum can help you take charge of your finances and create a better financial future. Available on-line or by mail free of charge; it may also be taught in a classroom setting or downloaded into a portable audio (MP3) format.