Individual

This website explains how payday loans loans work, and cautions that they come at a very high price. The site provides suggestions and alternatives.

The Equal Credit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

If you apply for a mortgage or a personal loan, you may hear the term credit insurance. What is it and do you need it?

Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.

Get the facts on automobile dealership financing and leasing- what it is, how you apply, special financing offers, cash back and rebates you may be eligible for, and more. Also learn about consumer protections for this form of financing.

Learn how to avoid holds on your money or credit.

That ‘special’ offer by a car dealer may not be the best deal. Here’s how to compare the terms of sale prices and financing in ads.

If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. This article describes the Rule, which protects consumers in many ways.

What are your obligations if you decide to cosign on a loan for a friend or relative?

Answers commonly asked questions about your rights under the Fair Debt Collection Practices Act, which requires that debt collectors treat you fairly and prohibits certain methods of debt collection.