Individual

That ‘special’ offer by a car dealer may not be the best deal. Here’s how to compare the terms of sale prices and financing in ads.

If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. This article describes the Rule, which protects consumers in many ways.

What are your obligations if you decide to cosign on a loan for a friend or relative?

Answers commonly asked questions about your rights under the Fair Debt Collection Practices Act, which requires that debt collectors treat you fairly and prohibits certain methods of debt collection.

This article provides hints and tips for shopping for a used car. It includes a checklist and explains your rights when buying from a dealer or a private party. It also offers buying tips and resources if you have problems after the sale.

This website presents brief descriptions of articles in past editions of the FDIC Consumer News. This important newsletter provides practical guidance on how to become a smarter, safer user of financial services. Each issue offers helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars.

This edition of FDIC Consumer News focuses on tips for newlyweds. For these couples, the first big financial decisions go beyond how to pay for the honeymoon and how to invest all those checks. They also involve starting a new household on solid ground financially.

A comprehensive financial education curriculum to teach those ages 12-20 the basics of handling their money and finances, including how to create positive relationships with financial institutions.  Money Smart for Young Adults can help young people in their formative years start positive habits early such as saving money and budgeting, as well as avoid making "wrong" decisions that could result in years of financial pain.  The curriculum is available free of charge; orders can be placed online.   For additional information call toll-free 1-877-ASK-FDIC (1-877-275-3342); he

This edition of FDIC Consumer News focuses on teaching kids the financial facts of life, the importance of saving, spending wisely and sharing with others. The article offers some suggestions that can help parents, guardians and even grandparents raise responsible money-managers.

This website presents a guide to the types of savings vehicles, including bank accounts that are protected by FDIC Insurance.