U.S. flag

An official website of the United States government

Dot gov

The .gov means it’s official.

Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.


The site is secure.

The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

MyMoney Five & Tools

Making the most of your money starts with five building blocks for managing and growing your money -- The MyMoney Five. Keep these five principles in mind as you make day-to-day decisions and plan your financial goals.

The Five Principles

Know & Grow

EARN – Make the most of what you earn by understanding your pay and benefits.

SAVE & INVEST - It’s never too early to start saving for future goals such as a house or retirement, even by saving small amounts.

PROTECT – Taking precautions about your financial situation, accumulate emergency savings, and have the right insurance.

SPEND – Be sure you are getting a good value, especially with big purchases, by shopping around and comparing prices and products.

BORROW – Borrowing money can enable some essential purchases and builds credit, but interest costs can be expenses. And, if you borrow too much, you will have a large debt to be repaid.




This section can help you locate and use on-line calculators,  budget worksheets,  planning checklists and other helpful resources from the federal government for making financial decisions.

Select the category from the list below to locate the right resource for your needs.  The site will display a list of federal resources in the category, along with brief descriptions and links for each.

If the type of resource you need is not covered in our tools categories, please use the search box on the navigation bar to locate the right information.  Simply type in the word or phrase that describes the resource you need, and the site will do the searching for you.

  • Calculator icon


    This section includes tools to help you plan your finances.

  • Budgeting Worksheets

    Budgeting Worksheets

    This section includes interactive worksheets on budgeting, retirement planning, savings and other topics.

  • Checklists


    This section includes checklists that will help you manage your finances.