Individual

This website displays a comprehensive list of questions and answers about bank accounts, from opening an account, fees, stop payment orders, and more.

If you’re considering using the services of a credit counseling organization, here’s what you can expect.

Identity theft happens when someone steals your personal information and uses it without your permission. It’s a serious crime that can wreak havoc with your finances, credit history, and reputation — and can take time, money, and patience to resolve.

This website includes information on the importance of personal information privacy, including the security of personal information.

If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. This article describes the Rule, which protects consumers in many ways.

What are your obligations if you decide to cosign on a loan for a friend or relative?

Answers commonly asked questions about your rights under the Fair Debt Collection Practices Act, which requires that debt collectors treat you fairly and prohibits certain methods of debt collection.

This article provides hints and tips for shopping for a used car. It includes a checklist and explains your rights when buying from a dealer or a private party. It also offers buying tips and resources if you have problems after the sale.

When it comes to dealing with debt, you have options. Find out what you can do, and get tips for avoiding scams.

A new car is second only to a home as the most expensive purchase many consumers make. That’s why it’s important to know how to make a smart deal. This article provides tips to help you with the purchase. It explains commonly used industry terms, and it provides a worksheet to help you negotiate on price.