Save & Invest

This edition of FDIC Consumer News features an article for teens, "It's Amazing: How a Small Savings Account Can Get Big Over Time," explains how saving even small amounts of money can result in a substantial sum over time.

This website presents the FDIC's Money Smart financial education curriculum. The Money Smart's on-line curriculum can help you take charge of your finances and create a better financial future. Available on-line or by mail free of charge; it may also be taught in a classroom setting or downloaded into a portable audio (MP3) format.

This edition of the Money Smart Success Stories newsletter focuses on workplace financial education programs.

This website presents brief descriptions of articles in past editions of the FDIC Consumer News. This important newsletter provides practical guidance on how to become a smarter, safer user of financial services. Each issue offers helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars.

This edition of FDIC Consumer News focuses on tips for newlyweds. For these couples, the first big financial decisions go beyond how to pay for the honeymoon and how to invest all those checks. They also involve starting a new household on solid ground financially.

A comprehensive financial education curriculum to teach those ages 12-20 the basics of handling their money and finances, including how to create positive relationships with financial institutions.  Money Smart for Young Adults can help young people in their formative years start positive habits early such as saving money and budgeting, as well as avoid making "wrong" decisions that could result in years of financial pain.  The curriculum is available free of charge; orders can be placed online.   For additional information call toll-free 1-877-ASK-FDIC (1-877-275-3342); he

This website provides information about the tax advantages of saving with US Savings Bonds. If you only look at the rate your savings bonds are earning, they may not seem like a strong investment. But when you factor in all the tax advantages, your bonds are earning more than you think. The site includes a Tax Advantages Calculator.

Sign up for direct deposit for your Social Security benefits so you’ll receive your money even if you can’t get your mail.

This website provides information on using US Savings Bonds to save for retirement. Did you know that a person retiring at age 65 spends an average of 18 years in retirement? Experts estimate that you'll need 70-80% of your pre-retirement income—lower earners will need 90 percent or more—to maintain your standard of living when you stop working. This is based on the assumption that you'll cut out many of your current expenses, like commuting costs, when you retire.

This website describes Direct Express, which is a process for receiving federal benefits through a special prepaid debit card. Getting in shape financially is vital to a person’s overall well-being. For senior citizens, people with disabilities and others who receive federal benefits including Social Security and Supplemental Security Income (SSI) by check. One alternative to receiving payments in the form of paper checks is receiving them through a Direct Express® Debit MasterCard® card.