Save & Invest

Sign up for direct deposit for your Social Security benefits so you’ll receive your money even if you can’t get your mail.

This website provides information on using US Savings Bonds to save for retirement. Did you know that a person retiring at age 65 spends an average of 18 years in retirement? Experts estimate that you'll need 70-80% of your pre-retirement income—lower earners will need 90 percent or more—to maintain your standard of living when you stop working. This is based on the assumption that you'll cut out many of your current expenses, like commuting costs, when you retire.

This website describes Direct Express, which is a process for receiving federal benefits through a special prepaid debit card. Getting in shape financially is vital to a person’s overall well-being. For senior citizens, people with disabilities and others who receive federal benefits including Social Security and Supplemental Security Income (SSI) by check. One alternative to receiving payments in the form of paper checks is receiving them through a Direct Express® Debit MasterCard® card.

This website provides information on the savings bond education tax exclusion. This permits qualified taxpayers to exclude from their gross income all or part of the interest paid upon the redemption of eligible Series EE and I Bonds issued after 1989, when the bond owner pays qualified higher education expenses at an eligible institution.

The United States Mint's website provides free educational resources for educators, parents, and kids. The site includes free educational resources including class activities, lesson plans, and information on how to bring coins into the classroom. For youth, the H.I.P. Pocket Change™ Web site is dedicated to promoting lifelong pleasure in coins and coin collecting. Games, informational features, and interactive animated cartoons, successfully combine government, technology, and education in a new and exciting way.

This website helps you to identify agencies that will provide information, counseling assistance with homeownership issues including financing and mortgages. If you are facing foreclosure, use this site to identify a local foreclosure avoidance counselor.

Retirement is expensive. Take charge of your financial future and start preparing now. This website outlines ten steps to help you start saving for retirement. The site is presented in English and Spanish.

Webpage that explains why it's better to start saving early for retirement.

Website of the U.S. Air Force's Personal Financial Readiness program. It features an array of information for service members and others on financial decision-making and savings.

Whether you're enrolling in college for the first time or returning to school after a period of time off, you should explore your needs for student aid. Federal student aid from the U.S. Department of Education is the largest source of aid in America, providing over $150 billion in grants, work-study, and federal loans for students attending four-year colleges or universities, community colleges, and career schools. On this page, we discuss who gets aid, the types of aid available, how to apply, and more!