MyMoney Resources - MyMoney Five

This brochure explains about dealing with mortgage lenders. It tells you where to look, what to look for, and what takes place when you apply for a mortgage. Knowing what to expect, especially if you are a first-time homebuyer, may make it easier for you to get through the process.

Website with information on how the Federal Reserve can help If you have a problem with a bank or other financial institution. You can file your complaint using the online complaint form on the site or download and send your complaint via fax or mail using our PDF form.

The Federal Reserve Banks have established Foreclosure Resource Centers to help address local and regional challenges in their mortgage markets and local communities. The site probides background information and links regional foreclosure centers, where you’ll find resources for small municipalities, housing counselors, and consumer and community groups.

Instructional materials and tools that can increase your understanding of the Federal Reserve system, economics and financial education. All of the Fed web sites, curriculum, newsletters, booklets and other resources are free.

If you are in the market for a loan or credit, a home equity plan is one of several options that might be right for you. This website provides details about home equity loans and gives tips for shopping for this form of loan.

Under the federal Consumer Leasing Act, you, the consumer, have a right to information about the costs and terms of a vehicle lease. This resource will help you compare lease offers and negotiate a lease that best fits your needs, budget, and driving patterns.

Whether you are buying a house or refinancing your mortgage, this information can help you decide if an interest-only mortgage payment (an I-O mortgage)--or an adjustable-rate mortgage (ARM) with the option to make a minimum payment (a payment-option ARM)--is right for you.

Information on how to obtain your credit report, how credit scores are determined, how to verify reported information, and how to improve and maintain a good credit score.

If you are having difficulty making your mortgage payment, one of the most important things you can do is seek assistance. This website provides information and links to agencies and organizations that may be able to help you with mortgage payments and keep your home.

This website provides information that can help you and your family adapt to tough economic times. The features resources include brochures, articles, and links to other pages about money management.