MyMoney Tools

This website includes information on the importance of personal information privacy, including the security of personal information.

That ‘special’ offer by a car dealer may not be the best deal. Here’s how to compare the terms of sale prices and financing in ads.

If you don’t make timely payments on the vehicle, your creditor may have the right to “repossess” — or take back your car without going to court or warning you in advance. Your creditor also may be able to sell your contract to a third party who may have the same right to seize the car as the original creditor. This website discusses the requirements for seizing and reselling your car for nonpayment. It explains deficiency - the difference between what you owe on your loan and what your creditor gets for reselling your car.

Learn how to avoid holds on your money or credit.

This website, with downloadable brochure provides information on common foreclosure prevention scams, tips for detecting fraudulent deals, and resources for reporting criminal activity.

You've probably been receiving privacy notices from banks and other financial companies. This article explains the federal law that require the notices and that protect your financial privacy. These laws give you the right to stop (opt out of) some sharing of your personal financial information. The laws also require that you will receive privacy notices from your financial institutions.

Your liability for fraudulent credit card charges is $50, but that doesn’t stop scam artists from peddling “loss protection” services.

If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. This article describes the Rule, which protects consumers in many ways.

What are your obligations if you decide to cosign on a loan for a friend or relative?

This website explains how payday loans loans work, and cautions that they come at a very high price. The site provides suggestions and alternatives.