MyMoney Resources - Life Events

This webinar discusses how you can financially prepare your community and help others in your community through partnerships with the USDA Cooperative Extension Network and Operation Hope.

La Oficina para la Protección Financiera del Consumidor ayuda a los consumidores ofreciendo educación, supervisando el mercado de productos financieros y haciendo cumplir las leyes

Formas gratuitas de verificar su informe crediticio para buscar y solucionar problemas, actualizar su información y protegerse contra el robo de identidad

Seis pasos para reducir los cargos de su cuenta corriente.

Pasos para tener y mantener un buen puntaje crediticio. Descubra los aspectos que favorecen y que dañan su puntaje crediticio.

If you are an employee, the Withholding Calculator can help you determine whether you need to give your employer a new Form W-4, Employee's Withholding Allowance Certificate to avoid having too much or too little Federal income tax withheld from your pay. You can use your results from the calculator to help fill out the form.

For newlyweds, the first big financial decisions go beyond how to pay for the honeymoon and how to invest all those checks. They also involve starting a new household on solid ground financially. "Financial incompatibility is a primary reason for a significant number of failed marriages," said Lee Bowman, National Coordinator for Community Affairs. "Achieving harmony regarding financial matters before marriage, or as early in the marriage as possible, is critical to sustaining the relationship and preventing conflicts."

This edition of FDIC Consumer News focuses on small businesses. They are crucial to the U.S. economy and they're very important to the entrepreneurs who put their own money and long hours into operating and growing a company. If you're a small business owner – or you want to be – read our tips on ways to handle your business' finances, including getting loans, paying for everyday expenses, understanding your rights and responsibilities, and guarding against fraud.

Over the last several decades, there has been a well-documented trend away from defined benefit plans toward defined contribution plans, in which an employee's retirement income depends on contributions to the plan along with the investment earnings on those contributions. Current workers increasingly must decide how much to contribute to retirement plans and how to invest plan contributions. By understanding which personal characteristics are associated with financial literacy, policymakers may target limited education resources to individuals with psychosocial traits that indicate risk for low financial literacy and insufficient retirement planning. Traditional, prior research on financial literacy has examined the impact of mainstay economic variables. This study examines the impact of previously unexplored variables- financial satisfaction, hopelessness and religiosity-on financial literacy. The study uses Health and Retirement (HRS) data and finds that financial satisfaction and religiosity are both significant independent predictors of financial literacy.

This article featured in the Winter 2011/2012 edition of FDIC Consumer News provides information about what to do if you have been turned down for opening a checking account or the bank has closed your account and the importance of understanding reasons why.