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You have rights when you deal with debt collectors.

Learn how debt collection arbitration works and what your rights are.

Who is responsible for paying off the debts of your deceased relatives?

Here’s how to tell if a call is from a legitimate debt collector or a faker.

Collectors may not be able to sue you to collect old debts. The statute of limitations varies among states and for different kinds of debts.

If you owe back taxes, try to negotiate with the IRS or your state comptroller on your own. Tax relief companies can’t do anything for you that you can’t do for yourself.

What can you expect at trade-in when you owe more on your car than it’s worth?

Here’s “must know” information about when and how your car can be repossessed.

Financial literacy help for educators and students alike. The site offers a plain and simple approach to: Managing Your Money; Credit, Loans and Debt; and Scams and Identity Theft. The information has an easy-to-use, direct style that focuses on the basic information people need, along with the steps they need to take. Consumer.gov also has videos and audio read-alongs to support different learning styles and multi-tasking.

This paper tests for the presence of age and gender discrimination in the loan underwriting process. We modify the tools used during the past exams to test for racial discrimination and apply them here to test for the presence of disparate treatment on the basis of age and gender. Using HMDA data along with data from 18 fair lending exams recently conducted by the OCC, between1996 – 2001, we find no evidence of systematic discrimination on the basis of age or gender. Further, the tools used and tested for in this analysis are now readily available for use in future fair lending exams.