Individual

Website of the U.S. Air Force's Personal Financial Readiness program. It features an array of information for service members and others on financial decision-making and savings.

Federal and state governments join together to offer health insurance coverage for children through Medicaid and the Children’s Health Insurance Program (CHIP). These programs serve families who are not able to afford health insurance coverage in the private market or do not have coverage available to them. Every state’s program is unique and has individual income eligibility rules and benefits covered. This website is designed to connect individuals to their state's programs and resources.

Military OneSource (also accessible by calling 1-800-342-9657) is a free service available 24/7, 365 days a year to Service members and families regardless of their activation status. The website features a “Money Management” section with information and resources that include calculators, tips, books and CDs, personal finance newsletters, and more.

This site provides information and resources to help you and your family plan for future long-term care (LTC) needs. At least 70 percent of people over age 65 will require some long-term care services at some point in their lives. And, Medicare and private health insurance programs do not pay for the majority of long-term care services that most people need - help with personal care such as dressing or using the bathroom independently.  Planning is essential for you to be able to get the care you might need.

If you are in the market for a loan or credit, a home equity plan is one of several options that might be right for you. This website provides details about home equity loans and gives tips for shopping for this form of loan.

This brochure explains about dealing with mortgage lenders. It tells you where to look, what to look for, and what takes place when you apply for a mortgage. Knowing what to expect, especially if you are a first-time homebuyer, may make it easier for you to get through the process.

This website give us an overview of Adjustable Rate Mortgages, explains how ARMs work, and discusses some of the issues you might face as a borrower. It features a Mortgage Checklist to help with your decision.

Whether you are buying a house or refinancing your mortgage, this information can help you decide if an interest-only mortgage payment (an I-O mortgage)--or an adjustable-rate mortgage (ARM) with the option to make a minimum payment (a payment-option ARM)--is right for you.

This Department of Agriculture website provides information on an array of topics around Financial Security. It includes information on the work of land-grant university partners and Cooperative Extension, to help youth, economically-vulnerable individuals and families, and consumers making financial decisions. It also includes information on research focused on household savings behavior and family-owned businesses.

This website provides information that can help you and your family adapt to tough economic times. The features resources include brochures, articles, and links to other pages about money management.