Individual

This website presents the computer-based Money Smart curriculum -- a comprehensive financial education curriculum designed to help individuals outside the financial mainstream develop financial skills and positive banking relationships. The Money Smart Computer-Based Instruction (CBI) is a friendly and easy to  use  learning tool that teaches the 10 modules of the Money Smart curriculum through a computer.

This website helps you to identify agencies that will provide information, counseling assistance with homeownership issues including financing and mortgages. If you are facing foreclosure, use this site to identify a local foreclosure avoidance counselor.

Retirement is expensive. Take charge of your financial future and start preparing now. This website outlines ten steps to help you start saving for retirement. The site is presented in English and Spanish.

Women face many challenges in saving for retirement. This website highlights some of those issues and provides tips to get started. The site is presented in English and Spanish.

Providing for health care is an important part of retirement. This website and publication provides information on the circumstances when employer-provided retiree health benefits can be reduced or terminated and the importance of reviewing your plan documents.

If you are saving for retirement at work, this website will help you understand your plan and the federal law that governs your plan. It explains what information you should review periodically and where to go for help with questions. This website is presented in English and Spanish.

This website provides information on US Savings bonds. It features an on-line calculator for determining the value of various types of savings bonds including Series EE, E and I bonds and Savings Notes.

This website provides information about the tax advantages of saving with US Savings Bonds. If you only look at the rate your savings bonds are earning, they may not seem like a strong investment. But when you factor in all the tax advantages, your bonds are earning more than you think. The site includes a Tax Advantages Calculator.

Sign up for direct deposit for your Social Security benefits so you’ll receive your money even if you can’t get your mail.

This website provides information on using US Savings Bonds to save for retirement. Did you know that a person retiring at age 65 spends an average of 18 years in retirement? Experts estimate that you'll need 70-80% of your pre-retirement income—lower earners will need 90 percent or more—to maintain your standard of living when you stop working. This is based on the assumption that you'll cut out many of your current expenses, like commuting costs, when you retire.