Individual

Learn how debt collection arbitration works and what your rights are.

Who is responsible for paying off the debts of your deceased relatives?

Here’s how to tell if a call is from a legitimate debt collector or a faker.

Collectors may not be able to sue you to collect old debts. The statute of limitations varies among states and for different kinds of debts.

U.S. bankruptcy law requires credit counseling before you file for bankruptcy and debtor education after you file.

Reverse mortgages let you cash in on the equity in your home: these mortgages can have serious implications.

Want to buy a business? Here’s how the Business Opportunity Rule can help you evaluate the opportunity — and the seller.

Comparing written warranties can make a difference in your purchasing decisions.

If you’re thinking about giving to a charity, do your research to avoid fraudsters who try to take advantage of your generosity. Here are tips to help make sure that your charitable contributions actually go to the cause you support.

Extended warranties provide for the repair or maintenance of a product for a specific time. Depending on the terms, an extended warranty may not be worth the expense.