Individual

This FDIC brochure provides information and advice on overdraft fees.

This article featured in the Winter 2011/2012 edition of FDIC Consumer News provides information about what to do if you have been turned down for opening a checking account or the bank has closed your account and the importance of understanding reasons why.

This edition of FDIC Consumer News focuses on small businesses. They are crucial to the U.S. economy and they're very important to the entrepreneurs who put their own money and long hours into operating and growing a company. If you're a small business owner – or you want to be – read our tips on ways to handle your business' finances, including getting loans, paying for everyday expenses, understanding your rights and responsibilities, and guarding against fraud.

Determine how long it will take to pay off your debt based on different monthly payment scenarios.

Use savings bonds to plan for your financial future.

Estimate Your Social Security Retirement Benefits Online. The Retirement Estimator is tied to a person’s actual Social Security earnings records and eliminates the need to manually key in years of earnings information.

Increased policy and academic attention has been placed on promoting retirement savings early in the life course. This study investigates the extent to which retirement savings behavior among young persons, a population for which retirement savings is important but typically low, differs by marital status. We draw national survey data on young adult households (ages 22 – 35; N = 3,894) from the U.S. Federal Reserve Board’s Survey of Consumer Finances (SCF). Results reveal considerable differences by marital status.

Three steps to take when you don't have enough money to pay your credit card bill. How to avoid debt-counseling scams.

How the Consumer Financial Protection Bureau empowers consumers through financial education, market supervision, and enforcement of financial protection laws.