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Planning for Retirement

my Social Security account

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my Social Security is an online account that allows individuals to securely access and manage their Social Security information. Through a my Social Security account, individuals can view their earnings history, estimate future benefits, update personal information, and access important documents such as benefit statements and notices. This service offers a convenient way for people to stay informed and manage their Social Security benefits online.

Beginners’ Guide to Asset Allocation, Diversification, and Rebalancing

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The practice of spreading money among different investments to reduce risk is known as diversification. By picking the right group of investments, you may be able to limit your losses and reduce the fluctuations of investment returns without sacrificing too much potential gain. To learn more about this investment strategy, read the SEC’s online materials on diversification.

The role of behavioral economics and behavioral decision making in Americans’ retirement savings decisions.

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Traditional economic theory posits that people make decisions by maximizing a utility function in which all of the relevant constraints and preferences are included and weighed appropriately. Behavioral economists and decision-making researchers, however, are interested in how people make decisions in the face of incomplete information, limited cognitive resources, and decision biases.

Ponzimonium

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Provides a link to order a free book about ten Ponzi scams that took place in 2009. The book also captures, in words and pictures, a behind-the-scenes look at the lifestyles of the schemers.

Social Security Statement Overview

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This webpage provides information about the Social Security Statement, a tool that allows individuals to review their earnings history and get estimates of future retirement, disability, and survivor benefits. The page provides information on how to access the Statement online through a my Social Security account and offers guidance on understanding the details provided, helping individuals stay informed and plan for the future.