Protect

This study examines the effect of credit-based insurance scores on the price and availability of automobile insurance and the impact of such scores on racial and ethnic minority groups and on low-income groups. Using a large database of insurance policies, the study shows that scores are effective predictors of risk under automobile policies. At the same time, scores are observed to be distributed differently among racial and ethnic groups, and this difference is likely to have an effect on the insurance premiums that these groups pay, on average.

This study reports the results of the Federal Trade Commission’s second statistical survey of fraud in the United States.

Financial Planning

Provides information to help you recognize foreign currency trading fraud.

Provides a link to order a free book about ten Ponzi scams that took place in 2009. The book also captures, in words and pictures, a behind-the-scenes look at the lifestyles of the schemers.

Cautions homeowners about so-called specialized law firms who urge them to participate in "mass joinder" lawsuits against their mortgage lenders as a way to get favorable loan modifications and stop foreclosure.