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Over the past decade, American investors increasingly have turned to mutual funds to save for retirement and other financial goals. Mutual funds can offer the advantages of diversification and professional management. But, as with other investment choices, investing in mutual funds involves risk. In addition, fees and taxes can diminish a fund’s returns. This article explains the basics of mutual fund investing — how mutual funds work, what factors to consider before investing, and how to avoid common pitfalls.

This website includes information on the importance of personal information privacy, including the security of personal information.

The You Are Here website teaches kids how to be more savvy consumers. The site demonstrates the benefits of competition, the influence of advertising on buying decisions, and the rules and regulations that many business people need to follow.

Many work-at-home opportunities are promoted by scam artists. If you pay in, it’s likely that you will spend more than you can earn.

If you’re considering using the services of a credit counseling organization, here’s what you can expect.

Identity theft happens when someone steals your personal information and uses it without your permission. It’s a serious crime that can wreak havoc with your finances, credit history, and reputation — and can take time, money, and patience to resolve.

This special edition of FDIC Consumer News puts special focus on staying focused and avoiding costly decisions during major life events.

Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.

If you have old debts, collectors may not be able to sue you to collect on them. That's because debt collectors have a limited number of years — known as the statute of limitations — to sue you to collect. After that, your unpaid debts are considered "time-barred." According to the law, a debt collector cannot sue you for not paying a debt that's time-barred. This article provides information on debt collection for debts that are past the statute of limitations.

A new car is second only to a home as the most expensive purchase many consumers make. That’s why it’s important to know how to make a smart deal. This article provides tips to help you with the purchase. It explains commonly used industry terms, and it provides a worksheet to help you negotiate on price.