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The Equal Credit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

This article provides information on obtaining a free copy of your credit report from each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – once every 12 months. It also provides guidance on disputing incorrect information on your reports.

This article provides hints and tips for shopping for a used car. It includes a checklist and explains your rights when buying from a dealer or a private party. It also offers buying tips and resources if you have problems after the sale.

If you apply for a mortgage or a personal loan, you may hear the term credit insurance. What is it and do you need it?

Answers commonly asked questions about your rights under the Fair Debt Collection Practices Act, which requires that debt collectors treat you fairly and prohibits certain methods of debt collection.

Get the facts on automobile dealership financing and leasing- what it is, how you apply, special financing offers, cash back and rebates you may be eligible for, and more. Also learn about consumer protections for this form of financing.

This website explains how payday loans loans work, and cautions that they come at a very high price. The site provides suggestions and alternatives.

What are your obligations if you decide to cosign on a loan for a friend or relative?

If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. This article describes the Rule, which protects consumers in many ways.

Your liability for fraudulent credit card charges is $50, but that doesn’t stop scam artists from peddling “loss protection” services.