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Save & Invest

Savings Fitness: A Guide to Your Money and Your Financial Future

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This publication helps you manage your money so you can afford today’s needs while funding tomorrow’s goals. This publication shows how saving for retirement can be part of your overall financial plan. Worksheets will help workers at any stage of their career manage their financial life, including identifying short- and long-term goals, calculating net worth, building a budget, tracking debt and determining a target retirement saving rate.

Money Smart for Older Adults (MSOA) – A Financial Education Program

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Money Smart for Older Adults (MSOA) is stand-alone instructor-led training module developed by Federal Deposit Insurance Corporation (FDIC) and the Consumer Financial Protection Bureau (CFPB) which provides awareness among older adults and caregivers on how to prevent elder financial exploitation and to encourage advance planning and informed financial decision-making.

The 2011 FDIC National Survey of Banks' Efforts to Serve the Unbanked and Underbanked

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During 2011 and part of 2012, the FDIC conducted a second nationwide survey of FDIC-insured depository institutions to assess their efforts to serve unbanked and underbanked individuals and families. This survey focuses on banks' basic transaction and savings account programs, auxiliary product and service offerings, financial education and outreach efforts, and perceived challenges as obstacles in offering financial products and services to unbanked and underbanked consumers.

National Financial Capability Study

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In consultation with the U.S. Department of the Treasury and President Bush's Advisory Council on Financial Literacy, the FINRA Investor Education Foundation commissioned the first national study of the financial capability of American adults in 2009. The overarching research objectives of the National Financial Capability Study were to benchmark key indicators of financial capability and evaluate how these indicators vary with underlying demographic, behavioral, attitudinal and financial literacy characteristics. The 2012 Study—similarly developed in consultation with the U.S.

Increasing Financial Capability among Economically Vulnerable Youth: MY Path

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The Make Your Path (MY Path) initiative provides disadvantaged youth with peer-led financial capability trainings, a savings account at a mainstream financial institution and incentives to set and meet savings goals. The program focuses on youth earning their first paycheck—a critical “teachable moment” to promote savings and connect youth with mainstream financial products.

my Social Security account

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my Social Security is an online account that allows individuals to securely access and manage their Social Security information. Through a my Social Security account, individuals can view their earnings history, estimate future benefits, update personal information, and access important documents such as benefit statements and notices. This service offers a convenient way for people to stay informed and manage their Social Security benefits online.

Minding Your Own Business: Banking Tips for Small Companies

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This edition of FDIC Consumer News focuses on small businesses. They are crucial to the U.S. economy and they're very important to the entrepreneurs who put their own money and long hours into operating and growing a company. If you're a small business owner – or you want to be – read our tips on ways to handle your business' finances, including getting loans, paying for everyday expenses, understanding your rights and responsibilities, and guarding against fraud.
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