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Financial Recovery Resources

Looking for a location for a FEMA/SBA Disaster Recovery Center in your area?

Disaster Recovery Center Locator


For Individuals and Families: Financial counselors

Financial counseling can help you Resource make decisions about how to move forward with rebuilding your life after a disaster. These counseling agencies have trained staff that can help you develop a budget for your emergency assistance funds, determine critical financial items that need to be addressed, manage your creditors and more. These national and local non-profit counselors are available to help you and your family gain control over your financial lives.

The financial counseling resources included below are not federal government resources. The U.S. Department of the Treasury provides links to other web sites solely for your information. The sites listed below are operated or controlled by third parties that are unaffiliated with the U.S. Department of the Treasury.

The U.S. Department of the Treasury does not monitor the linked web sites and has no responsibility whatsoever for or control over the content, services, or products provided on the linked web sites. The privacy policies and security at the linked web sites may differ from Treasury’s privacy and security policies and procedures. You should consult privacy disclosures at the linked web sites for further information.


National Counselors Available by Phone

Project Porchlight 1 877 833-1742

Operation Hope 1 888 387-4673



Disaster Unemployment Assistance (DUA) provides unemployment benefits for individuals who lost their jobs or self-employment or who are no longer working as a direct result of a major disaster for which a disaster assistance period is declared, and who applied but are not eligible for regular unemployment benefits.

Disaster Loans - Learn about loans the Small Business Administration (SBA) offers to individuals and businesses after a disaster. You can use the loans to repair or replace property and assets or for operating expenses. If you have questions, call the SBA Customer Service Center at 1800 659-2955 for help. (SBA)

Tax Disaster Assistance and Emergency Relief for Individuals and Businesses – From the IRS: learn more about special tax laws that may help businesses and farms with financial recovery after a disaster. There are also links to tips, forms, and contacts.




This Consumer Financial Protection Bureau has a comprehensive, easy-to-understand guide to handling your finances if you are preparing for, recovering from or rebuilding after a hurricane, tornado, earthquake, or other disasters.

The Recovery after Disaster: The Family Financial Toolkit Service provides comprehensive strategies and tools, including videos, important phone numbers, interactive budgets and more that can help you manage the recovery process.

The Emergency Financial First Aid Kit is a good way to take inventory of all of your financial information, including payments you need to make, bank account information, credit card and insurance policies. It is available in multiple languages.

The Disaster Recovery Log- available either through IOS App Store or Google Play, is an app for your smartphone that can help you record damage caused by flooding or other disasters.

Disaster Assistance

Help After a Disaster brochure available in 27 languages

Natural Disaster Impact: Advice for Consumers and Business Owners




Federal Emergency Management Agency (FEMA)