Protect

Many work-at-home opportunities are promoted by scam artists. If you pay in, it’s likely that you will spend more than you can earn.

If you don’t make timely payments on the vehicle, your creditor may have the right to “repossess” — or take back your car without going to court or warning you in advance. Your creditor also may be able to sell your contract to a third party who may have the same right to seize the car as the original creditor. This website discusses the requirements for seizing and reselling your car for nonpayment. It explains deficiency - the difference between what you owe on your loan and what your creditor gets for reselling your car.

Your liability for fraudulent credit card charges is $50, but that doesn’t stop scam artists from peddling “loss protection” services.

The Equal Credit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.

Learn how to avoid holds on your money or credit.

If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. This article describes the Rule, which protects consumers in many ways.

This special edition of FDIC Consumer News puts special focus on staying focused and avoiding costly decisions during major life events.

Answers commonly asked questions about your rights under the Fair Debt Collection Practices Act, which requires that debt collectors treat you fairly and prohibits certain methods of debt collection.

This website, with downloadable brochure provides information on common foreclosure prevention scams, tips for detecting fraudulent deals, and resources for reporting criminal activity.