If you are an employee, the Withholding Calculator can help you determine whether you need to give your employer a new Form W-4, Employee’s Withholding Allowance Certificate to avoid having too much or too little Federal income tax withheld from your pay. You can use your results from the calculator to help fill out the form.
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Determine how long it will take to pay off your debt based on different monthly payment scenarios.
Estimate Your Social Security Retirement Benefits Online. The Retirement Estimator is tied to a person’s actual Social Security earnings records and eliminates the need to manually key in years of earnings information.
Use savings bonds to plan for your financial future.
Are your funds fully insured? This Electronic Share Insurance Calculator will help you determine the insurance coverage for your accounts held at federally insured credit unions.
This website provides a chart that lists for each birth year the full retirement age and the amount by which the benefit is reduced if taken at age 62 rather than at the full retirement age. The chart also includes examples based on an estimated monthly benefit of $1000 at full retirement age.
Want to know your life expectancy? You can use our simple life expectancy calculator to get a rough estimate of how long you (or your spouse) may live. Knowing this information can help you make a more informed choice regarding when to collect Social Security retirement benefits.
This webpage provides information and resources to help individuals prepare for retirement, including guidance on Social Security benefits, estimating future payments, and deciding when to start receiving benefits. It features tools like the Retirement Estimator, application links, and educational materials to support informed retirement planning.
This site is specifically for employees of the Federal government. You can use this on-linen calculator to determine the face value, premiums and how to carry your coverage into retirement.
The SEC’s Web site, focused on the needs of individual investors, Investor.gov, offers a wealth of information on how to become a smarter investor. Use retirement calculators, tools, and games to increase your financial knowledge. Or, read articles on products such as mutual funds, variable annuities, and 529 college savings plans. The site also can help you figure out what questions to ask before investing and where to get the answers.