MyMoney Tools

Provides information to help you recognize foreign currency trading fraud.

The FTC’s guide for parents of child identity theft victims. Includes to-do lists, contact information, blank forms and the Uniform Minor’s Status Declaration.

The FTC’s updated and comprehensive guide for victims of identity theft, including to-do lists, contact information, blank forms and sample letters.

Explains employer responsibilities and consumer rights when using information in credit reports to evaluate applications for employment, as well as employee retention, promotion or reassignment. Advises consumers to review their credit reports before applying for a job.

Explains how reverse mortgages (RMs) can help older homeowners who are “house-rich but cash-poor” remain in their homes and still meet their financial obligations. Explains how the three types of RMs work: single-purpose, federally-insured, and proprietary; and how to get a good deal, and where to complain.

Explains the costly consequences of default. Stresses that if you’re having trouble making your mortgage payments, you should contact your loan servicer to discuss your options as soon as you can.

Explains how debt collection arbitration works and what your rights are.

Many companies that solicit new credit card accounts and insurance policies use prescreening to identify potential customers for the products they offer.

Lists options for help in managing your debt, including dealing with your creditors directly, contacting a credit counselor, and considering bankruptcy. What to watch out for from companies that promise to settle your debt.

Concerned about insurance coverage for your accounts held at credit unions? This brochure describes how credit union member accounts are federally insured by the National Credit Union Administration (NCUA).