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Planning for retirement is crucial for both business owners and their employees. This resource provides an overview of different retirement plan options available to small business owners, including 401(k) plans, SIMPLE IRAs, and SEP IRAs. It outlines the benefits of each plan, eligibility requirements, and key considerations to help business owners select the best option for their company and workforce. This guide ensures that small business owners can make informed decisions to secure their financial future and support their employees’ long-term savings. Available in English and Spanish.

Losing money or property to scams and fraud can be devastating. Our resources can help you prevent, recognize, and report scams and fraud.

Your credit reports and scores have an impact on your finances. Our resources can help you better understand them, learn how to correct errors, and improve your credit record over time.

A 529 plan is a tax-advantaged savings plan designed to encourage saving for future education costs. 529 plans, legally known as “qualified tuition plans,” are sponsored by states, state agencies, or educational institutions and are authorized by Section 529 of the Internal Revenue Code. There are two types of 529 plans: prepaid tuition plans and education savings plans. All fifty states and the District of Columbia sponsor at least one type of 529 plan. In addition, a group of private colleges and universities sponsor a prepaid tuition plan.

Find help for your situation. Get mortgage help if you’re struggling. Take action if you’re in forbearance. Get help if you’re a renter.

Internal Revenue website with information on Economic Impact Payments and Coronavirus tax relief updates.

The CFPB is committed to providing consumers with up-to-date information and resources to protect and manage their finances during this difficult time.

Building Financial Capability: A Planning Guide for Integrated Services is designed for community-based organizations interested in integrating financial capability services into existing programs (e.g. housing, job training, or Head Start). The interactive tools in the guide walk organizations step-by-step through the process of developing an integration plan, beginning with developing a deeper understanding of clients’ financial circumstances and which financial capability services can help them improve their situations. The guide also includes tools to help organizations determine how best to provide financial capability services—whether through referrals, partnerships, or in-house. The final step in the process is the creation of a logic model that serves as a comprehensive roadmap for implementing the integration plan. Building Financial Capability is a practical resource for organizations providing financial capability services for the first time as well as those that want to improve or expand existing efforts.

A report, Opportunities to Improve the Financial Capability and Financial Wellbeing of Postsecondary Students, has been prepared by the Financial Literacy and Education Commission (FLEC) and describes the state of financial education among postsecondary students. The report describes current efforts to enhance financial education in a number of institutions with regards to student understanding of financial aid and financial education topics at two critical junctures: _ Choosing Where to Go and How to Finance Postsecondary Education; and _ Making Sound Financial Decisions When Enrolled and Beyond.