MyMoney Resources - MyMoney Five

Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.

If you have old debts, collectors may not be able to sue you to collect on them. That's because debt collectors have a limited number of years — known as the statute of limitations — to sue you to collect. After that, your unpaid debts are considered "time-barred." According to the law, a debt collector cannot sue you for not paying a debt that's time-barred. This article provides information on debt collection for debts that are past the statute of limitations.

That ‘special’ offer by a car dealer may not be the best deal. Here’s how to compare the terms of sale prices and financing in ads.

If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. This article describes the Rule, which protects consumers in many ways.

This website explains how payday loans loans work, and cautions that they come at a very high price. The site provides suggestions and alternatives.

Get the facts on automobile dealership financing and leasing- what it is, how you apply, special financing offers, cash back and rebates you may be eligible for, and more. Also learn about consumer protections for this form of financing.

Answers commonly asked questions about your rights under the Fair Debt Collection Practices Act, which requires that debt collectors treat you fairly and prohibits certain methods of debt collection.

If you apply for a mortgage or a personal loan, you may hear the term credit insurance. What is it and do you need it?

This article provides hints and tips for shopping for a used car. It includes a checklist and explains your rights when buying from a dealer or a private party. It also offers buying tips and resources if you have problems after the sale.

This article provides information on obtaining a free copy of your credit report from each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – once every 12 months. It also provides guidance on disputing incorrect information on your reports.