A new car is second only to a home as the most expensive purchase many consumers make. That’s why it’s important to know how to make a smart deal. This article provides tips to help you with the purchase. It explains commonly used industry terms, and it provides a worksheet to help you negotiate More information...

Understanding how negative equity works in a vehicle trade-in can help you make a better informed choice about buying and financing a car, and determine. More information...

The You Are Here website teaches kids how to be more savvy consumers. The site demonstrates the benefits of competition, the influence of advertising on buying decisions, and the rules and regulations that many business people need to follow. More information...

CFPB recently talked with consumers and found that many of them aspire to manage their spending better. We heard that people would like to use budgets and plans, but these tools can be hard to use in guiding spending decisions in the moment. Over 90 percent of the consumers CFPB talked with were More information...

Cautions consumers to be skeptical of mail and phone calls warning that their car warranty is about to expire and offering high cost service contracts. More information...

Use this worksheet to see how much money you spend this month. Then, use this month’s information to help you plan next month’s budget. More information...

Research paper on findings regarding consumer spending and financial management. Partner paper to worksheet and "Managing Spending: Ideas for Financial Educators" released by the Consumer Finance Protection Bureau (CFPB). More information...

This report describes the results of focus groups with consumers on common financial guidelines. The CPFB learned that many consumers are aware of and interested in financial guidelines or rules of thumb. However, many consumers also face difficulties in acting on these rules, and were interested More information...

CFPB conducted a field scan of financial education programs for immigrant populations. The report raises visibility about the financial education challenges that many immigrants face. This report also shares promising financial education strategies that financial education providers can use to More information...

An essential part of the mission of the Consumer Financial Protection Bureau is to empower consumers to take more control over their financial lives. That’s why we’ve made financial education a critical component of our work.The Bureau’s strategy to improve financial literacy has two key aspects. More information...