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Abstract: We use a new and large panel dataset of household income to shed light on the permanent versus transitory nature of rising inequality in individual male labor earnings and in total household income, both before and after taxes, in the United States over the period 1987-2006. Due to the More information...
Audience: Researcher
Type of Resource: Working paper
Date: 3/27/2012
Abstract: American women tend to be less financially literate than men, which is consistent with a household division of labor in which men manage finances. However, women also tend to outlive their husbands, so they will eventually need to take over this task. Using a new survey of older couples, More information...
Audience: Researcher
Type of Resource: Working paper
Date: 3/27/2012
Abstract: Since the beginning of the recent recession, the employment-population ratio for high-school age youth (16-17 years old) has fallen by nearly a third, to its lowest level ever. However, this recession has exacerbated a longer-run downward trend that actually began in the 1990s and More information...
Audience: Researcher
Type of Resource: Working paper
Date: 3/27/2012
The Current Population Survey (CPS) is a monthly survey of households conducted by the U.S. Census Bureau for the Bureau of Labor Statistics. It supports a set of widely reported monthly economic indicator statistics such as the national unemployment rate. As a household survey, the CPS provides More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/28/2012
Abstract: We study the trend in household income uncertainty using a novel approach that measures income uncertainty as the variance of forecast errors at each future horizon separately without imposing parametric restrictions on the underlying income shocks. We find that household income More information...
Audience: Researcher
Type of Resource: Working paper
Date: 3/27/2012
This presentation reviews the state of federal spending and discusses the role of improved financial literacy as part of a three-pronged strategy (1) Improve Financial Reporting, Public Education, and Performance Metrics (2) Strengthen Budget and Legislative Processes and Controls (3) Fundamental More information...
Audience: Researcher
Type of Resource: Presentation
Date: 3/27/2012
In July 28, 2004, GAO hosted a forum on the role of the federal government in improving financial literacy. Forum participants included experts in financial literacy and education from federal and state agencies, the financial industry, nonprofit organizations, and academic institutions. This More information...
Audience: Researcher
Type of Resource: Conference Proceedings
Date: 3/27/2012
The Dodd-Frank Wall Street Reform and Consumer Protection Act mandated that GAO study the oversight of financial planners. This report examines (1) how financial planners are regulated and overseen at the federal and state levels, (2) what is known about the effectiveness of this regulation, and More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
In this report, GAO's objectives were to determine: (1) what benefit payout options and accompanying information pension plans make available to participants at retirement, (2) what benefit payouts plan participants receive at retirement, and (3) the actions available to help retiring participants More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
… trpropubwfe21:8086/researcher/Lists/Researchers … trpropubwfe21:8086/researcher/Lists/Researchers … DispResource.aspx Researcher More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012