Narrow Your Results
Search
11-20 of 66 results
Sort by: 
This study reports the results of the Federal Trade Commission’s second statistical survey of fraud in the United States. The survey found that 30.2 million adults – 13.5 percent of the adult population – were victims of one or more of the frauds included in the survey during the year studied. More More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This study presents the results of 36 in-depth interviews with recent mortgage customers, and quantitative consumer testing with over 800 mortgage customers, that examined how consumers search for mortgages, how well consumers understand current mortgage cost disclosures and the terms of their own More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This survey shows that nearly 25 million adults – 11.2 percent of the adult population – were victims of fraud during the prevous year. Certain racial and ethnic minorities were much more likely to be victims of fraud then non-Hispanic whites. American Indians and Alaska Natives were the ethnic More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This report presents the results of a study that uses a controlled experiment with over 500 recent mortgage customers to examine the mortgage broker compensation disclosure proposed by the Department of Housing and Urban Development (HUD) as part of its July 2002 RESPA reform proposal. The focus of More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
The Assets for Independence Act of 1998 created the Assets for Independence (AFI) Program— a program that enables community-based nonprofits and government agencies to implement asset-building programs for low-income families. This program, which is administered by the Administration for More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Based on our review and synthesis of the individual development account (IDA) literature, findings in this this report include that IDA accounts (in the short-term, five years after program entry) help low-income families become homeowners, start or expand a business, or pursue secondary education. More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This 2003 survey reports that 27.3 million Americans have been victims of identity theft in the five preceding years, including 9.9 million people in the previous year alone. Identity theft losses to businesses and financial institutions totaled nearly $48 billion and consumer victims reported $5 More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This study presents findings on how much Federal Housing Administration (FHA) borrowers pay in closing costs when they buy a house, how much these costs vary, and factors to which the variation is related. The analysis uses data from a national sample of 7,560 FHA-insured, 30-year fixed-rate home More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
From 2002–2007, Kleimann Communication Group, Inc. (KCG) conducted six rounds of qualitative testing on various consumer mortgage forms for the U.S. Dept. of Housing and Urban Development. This report summarizes each round of testing. Mortgage disclosure forms included in the testing were the Good More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Despite the growing importance of housing counseling, there is little systematic information about the industry. The industry is known to be marked by significant diversity in a number of dimensions, including the types of organizations involved, their organizational capacity, the types of clients More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012