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A report, Opportunities to Improve the Financial Capability and Financial Wellbeing of Postsecondary Students, has been prepared by the Financial Literacy and Education Commission (FLEC) and describes the state of financial education among postsecondary students. The report describes current More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Report
Tags: ​ Postsecondary Education, Financial Literacy, Financial Capability
Date: 7/22/2015
PISA 2012 is the first large-scale international study to assess the financial literacy, learned in and outside of school, of 15-year-olds nearing the end of compulsory education. It assesses the extent to which students in 18 participating countries and economies have the knowledge and skills that More information...
Audience: Researcher
Type of Resource: Dataset Report
Tags: ​PISA, Financial Literacy, Programme for International Student Assessment, data
Date: 7/22/2014
This report was prepared to provide background on the “Bank On” model, a new approach for expanding access to safe, affordable financial services for unbanked households. The purpose of this report is to describe the landscape of Bank On programs, their origins, and their context within a broader More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
The Community Financial Access Pilot (CFAP) began in 2008 and was implemented through December 2009 by the U.S. Department of the Treasury (the Treasury) to increase access to financial services and financial education among low- and moderate-income families and individuals, especially More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This report addresses two sets of research questions related to Refund anticipation loans (RALs) and refund atnticipation checks (RACs) First, the authors ask who obtains them and who does not and what demographic, economic, and geographic factors are associated with the use of these products. More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This literature review provides an overview of research on the following small-dollar credit products: auto title loans, pawnshops, payday lending, refund anticipation loans (RALs) and checks (RACs), and rent-to-own (RTO). This review includes recently published research. It is not intended as an More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
In January 2009, the FDIC sponsored a special supplement to the U.S. Census Bureau’s Current Population Survey (CPS) to collect data to determine the number of U.S. households that lack a deposit account with a financial institution (checking or savings account) and reasons for not having/using a More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
In 2006, the Federal Deposit Insurance Corporation (FDIC) initiated a two-part study to gather empirical data on the types, characteristics, and use of overdraft programs operated by FDIC-supervised banks. The study was undertaken in response to the recent rapid growth in the use of automated More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This study analyzes the impact of the FDIC’s Money Smart financial education curriculum and training on the financial opinions and behaviors of course participants. The study collected data from 631 adult respondents who experienced some portion of the Money Smart program during 2004-2005 and also More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
In response to a mandate in the Credit Card Accountability Responsibility and Disclosure Act of 2009, this report reviews dept protection product market share and characteristics, federal and state oversight, and advantages and disadvantages to consumers. For this report, GAO analyzed data it had More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012