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Abstract: The main factors underlying the rise in mortgage defaults appear to be declines in house prices and deteriorated underwriting standards, in particular an increase in loan-to-value ratios and in the share of mortgages with little or no documentation of income. Contrary to popular More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
Abstract: Homeownership among U.S. families increased notably in recent years, from 63.9% in 1989 to 66.2% in 1998. This paper examines this trend and the factors contributing to it. We find that (1) homeownership has risen for all racial, ethnic, and income groups, (2) the differences in More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
… trpropubwfe21:8086/researcher/Lists/Researchers … trpropubwfe21:8086/researcher/Lists/Researchers … DispResource.aspx Researcher More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
… trpropubwfe21:8086/researcher/Lists/Researchers … trpropubwfe21:8086/researcher/Lists/Researchers … DispResource.aspx Researcher More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
… trpropubwfe21:8086/researcher/Lists/Researchers … trpropubwfe21:8086/researcher/Lists/Researchers … DispResource.aspx Researcher
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
… trpropubwfe21:8086/researcher/Lists/Researchers … trpropubwfe21:8086/researcher/Lists/Researchers … DispResource.aspx Researcher More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
… trpropubwfe21:8086/researcher/Lists/Researchers … trpropubwfe21:8086/researcher/Lists/Researchers … DispResource.aspx Researcher More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
… trpropubwfe21:8086/researcher/Lists/Researchers … trpropubwfe21:8086/researcher/Lists/Researchers … DispResource.aspx Researcher More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
… trpropubwfe21:8086/researcher/Lists/Researchers … trpropubwfe21:8086/researcher/Lists/Researchers … DispResource.aspx Researcher More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012
Individual savings are critical for retirement as government and employer-based provisions fade or become less secure. Rural communities are vulnerable given their higher proportion of elderly and more who rely on Social Security. Using a telephone survey of working-age residents in Michigan's More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 3/27/2012