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Audience: Teacher Researcher
Type of Resource: Presentation
Date: 4/21/2017
IDA programs present opportunities for financial institutions to expand into underserved and emerging markets. This fact sheet discusses Individual Development Accounts (IDAs), the role they play in helping low-and-moderate income people build wealth and how financial institutions can support this More information...
Audience: Individual Teacher Researcher
Type of Resource: Fact Sheet
Tags: IDA, CRA
Date: 4/20/2017
This edition of Community Developments Investments highlights roles that banks can play through their participation in financial literacy initiatives. The articles describe the following four national initiatives that encourage banks and their community partners to help consumers use their More information...
Audience: Individual Researcher
Type of Resource: Report
Tags: Community-based, financial literacy, asset-building, CRA, banks
Date: 4/20/2017
Economic studies on households’ financial asset ownership and allocation have discussed the relationship between asset holdings and socioeconomic variables. The current research on asset ownership has been conducted with data from the country of China utilizing a random sample of 2080 Chinese More information...
Audience: Researcher
Type of Resource: Working paper
Tags: China
Date: 4/12/2017
In consultation with the U.S. Department of the Treasury and President Bush's Advisory Council on Financial Literacy, the FINRA Investor Education Foundation commissioned the first national study of the financial capability of American adults in 2009. The overarching research objectives of the More information...
Audience: Individual Researcher
Type of Resource: Website
Date: 6/5/2013
Research concerning the financial well-being of Chinese American households is extremely limited. This article examines factors that affect the probability that Chinese American households will hold debt. Analysis of data from a survey of Chinese Americans in five Midwestern states in the U.S. More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Date: 3/4/2013
The State of Minnesota’s Emerging Markets Homeownership Initiative (EMHI) seeks to boost homeownership rates among Minnesota’s “emerging markets,” defined as households of color, non-English speaking households, and households in which English is a second language. Many of the implementation More information...
Audience: Researcher
Type of Resource: Report
Tags: Emerging Markets Homeownership Initiative
Date: 3/4/2013
This study examines the relationship between bank account ownership and student knowledge of personal finance. To assess financial knowledge, the study relies on national data collected every two years by the JumpStart Coalition for Personal Finance. Using test scores from the 2008 JumpStart More information...
Audience: Researcher
Type of Resource: Working paper
Tags: financial literacy, financial education
Date: 3/4/2013
Household debt repayment behavior has been understudied, especially empirically, despite the heightened debate on rising household debt, personal bankruptcy filings, and arrears. In this paper, we use data from the European Community Household Panel to analyze the determinants of household debt More information...
Audience: Researcher
Type of Resource: Working paper
Date: 3/27/2012
The Assets For Independence(AFI) program is a multi‐site, national demonstration supporting innovative asset‐building projects, which feature Individual Development Accounts (IDAs), financial education, and related services that enable low‐income people to improve their economic status and become More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012