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The Make Your Path (MY Path) initiative provides disadvantaged youth with peer-led financial capability trainings, a savings account at a mainstream financial institution and incentives to set and meet savings goals. The program focuses on youth earning their first paycheck—a critical “teachable More information...
Audience: Teacher Researcher
Type of Resource: Working paper
Tags: youth, underserved, underserved youth, peer learning
Date: 6/5/2013
Want to buy a business? Here’s how the Business Opportunity Rule can help you evaluate the opportunity — and the seller. More information...
Audience: Individual
Date: 3/29/2013
Some multilevel marketing plans are pyramid schemes, which are illegal and risky. More information...
Audience: Individual
Date: 3/29/2013
Thinking about an internet startup? The promise of big bucks and terrific working conditions can be tempting, but consider these factors before you hand over any money. More information...
Audience: Individual
Date: 3/29/2013
This edition of FDIC Consumer News focuses on small businesses. They are crucial to the U.S. economy and they're very important to the entrepreneurs who put their own money and long hours into operating and growing a company. If you're a small business owner – or you want to be – read our tips on More information...
Audience: Individual
Date: 4/5/2013
This edition of FDIC Consumer News focuses on small businesses. They are crucial to the U.S. economy and they're very important to the entrepreneurs who put their own money and long hours into operating and growing a company. If you're a small business owner – or you want to be – read our tips on More information...
Audience: Individual
Date: 4/5/2013
About 10 million American households do not use any aspect of the banking system. A large body of research provides evidence that limited involvement in the mainstream financial sector is most common among low- and moderate-income (LMI) households. Although their income may be relatively low, More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: IDA
Date: 3/4/2013
This short article briefly summarizes and provides a link to the final report on the FDIC Survey of Bank Efforts to Serve the Unbanked and Underbanked. The survey was conducted in 2008 and the report was released in 2009. The FDIC retained Dove Consulting to help administer the survey of banks More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Date: 3/7/2013
The Federal Deposit Insurance Corporation’s (FDIC) two-year Small-Dollar Loan Pilot Program concluded in the fourth quarter of 2009. The pilot was a case study designed to illustrate how banks can profitably offer affordable small-dollar loans as an alternative to high-cost credit products such as More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: Small-dollar loans
Date: 3/4/2013
Understanding consumer psychological characteristics and their impact on consumer behavior is an important foundation for business marketing strategies. Self-perceived age has a great impact on older consumers’ behavior. This article defines the gray market in China, investigates the factors that More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: China, Behavioral Economics
Date: 3/4/2013