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This study analyzes the impact of the FDIC’s Money Smart financial education curriculum and training on the financial opinions and behaviors of course participants. The study collected data from 631 adult respondents who experienced some portion of the Money Smart program during 2004-2005 and also More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
The Consumer Expenditure Survey collects information from households and families on their buying habits (expenditures), income, and household characteristics. The survey data are collected on an ongoing basis by the U.S. Census Bureau for the Bureau of Labor Statistics. This nationwide More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/28/2012
The Residential Finance Survey (RFS) was conducted in the year following the decennial census from 1951 – 2001. It is designed to provide data about the financing of nonfarm, privately owned, residential properties. The 2001 RFS was conducted by the U.S. Census Bureau for the Department of More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/24/2012
The SCF is conducted every three years to provide detailed information on the finances of U.S. families (households). The study is sponsored by the Federal Reserve Board in cooperation with the Department of the Treasury and is widely used by the Federal Reserve, other branches of the U.S. More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/23/2012
The Community Financial Access Pilot (CFAP) began in 2008 and was implemented through December 2009 by the U.S. Department of the Treasury (the Treasury) to increase access to financial services and financial education among low- and moderate-income families and individuals, especially More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
The SCPC is a nationally representative survey of consumers’ adoption and use of nine different payment instruments, including cash. The survey was developed by the Consumer Payments Research Center at the Federal Reserve Bank of Boston and is implemented by the RAND Corporation through its More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/23/2012
The American Housing Survey (AHS) is the largest, regular national housing sample survey in the United States. The U.S. Census Bureau conducts the AHS to obtain up-to-date housing statistics for the Department of Housing and Urban Development (HUD). Although the focus of the AHS is on the housing More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/28/2012
… Save & Invest Spend Researcher Financial Literacy: Strengthening … http://trprosp05:8086/researcher/Lists/Researchers/299_.000 Report English … More information...
Audience: Researcher
Type of Resource: Report
Date: 2/1/2012
This paper investigates the effects of credit scores on consumer payment behavior, especially on debit and credit card use. Anecdotally, a negative relationship between debit card use and credit score has been reported; however, it is not clear whether that relationship is related to other factors, More information...
Audience: Researcher
Type of Resource: Working paper
Date: 2/1/2012
Abstract: We use a new and large panel dataset of household income to shed light on the permanent versus transitory nature of rising inequality in individual male labor earnings and in total household income, both before and after taxes, in the United States over the period 1987-2006. Due to the More information...
Audience: Researcher
Type of Resource: Working paper
Date: 1/1/2012