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This journal article examines how the surge in home values between 2000 and 2006 and the drop in prices since then are related to the demand for reverse mortgage loans in the United States. It also investigates the relationship between recent trends in reverse mortgages and borrower characteristisc More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2009
Utilizing the theory of planned behavior, factors influencing convenience use of credit cards were investigated. The analysis was prepared using data from 3,476 households in the 2004 Survey of Consumer Finances. Results from logistic regression indicated that convenience users of credit cards: More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2009
Abstract: The main factors underlying the rise in mortgage defaults appear to be declines in house prices and deteriorated underwriting standards, in particular an increase in loan-to-value ratios and in the share of mortgages with little or no documentation of income. Contrary to popular More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 11/1/2008
Many older US households have done little or no planning for retirement, and there is a substantial population that seems to undersave for retirement. Of particular concern is the relative position of older women, who are more vulnerable to old-age poverty due to their longer longevity. This paper More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 5/1/2008
… the United States Earn Researcher Economic Status of Older … http://trprosp05:8086/researcher/Lists/Researchers/326_.000 Department … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2008
… Charitable Giving Profile Spend Researcher The Nature and Causes of … http://trprosp05:8086/researcher/Lists/Researchers/323_.000 Department … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2007
… Retirement Age Save & Invest Researcher Is Time Running Out? Savings … http://trprosp05:8086/researcher/Lists/Researchers/325_.000 Department … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2007
… Charitable Givers Spend Researcher The "Sect Effect" in Charitable … http://trprosp05:8086/researcher/Lists/Researchers/324_.000 Department … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2007
We compare wealth holdings across two cohorts of the Health and Retirement Study: the early Baby Boomers in 2004, and individuals in the same age group in 1992. Levels and patterns of total net worth have changed relatively little over time, though Boomers rely more on housing equity than their More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2007
… Autism Protect Spend Researcher Financial Issues Associated … http://trprosp05:8086/researcher/Lists/Researchers/321_.000 Department … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2007