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… Debt Ownership Borrow Researcher An Exploratory Study of Chinese … http://trprosp05:8086/researcher/Lists/Researchers/334_.000 Department … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2011
… Save & Invest Spend Researcher Family Finances in Urban … http://trprosp05:8086/researcher/Lists/Researchers/331_.000 Department … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2010
The Federal Deposit Insurance Corporation’s (FDIC) two-year Small-Dollar Loan Pilot Program concluded in the fourth quarter of 2009. The pilot was a case study designed to illustrate how banks can profitably offer affordable small-dollar loans as an alternative to high-cost credit products such as More information...
Audience: Researcher
Type of Resource: Article
Date: 1/1/2010
This article summarizes the key findings and recommendations drawn from the FDIC Survey of Bank Efforts to Serve the Unbanked and Underbanked. It is intended to inform bankers, policymakers, and researchers of the results of the survey and to outline steps to improve access to the financial More information...
Audience: Researcher
Type of Resource: Article
Date: 7/1/2009
This article provides an overview of Alternative Financial Services (AFS) and a description of the key products and services in this sector. It is intended as a primer for banks and others who are interested in understanding the competitive landscape in the financial services industry and More information...
Audience: Researcher
Type of Resource: Article
Date: 4/1/2009
This journal article examines how the surge in home values between 2000 and 2006 and the drop in prices since then are related to the demand for reverse mortgage loans in the United States. It also investigates the relationship between recent trends in reverse mortgages and borrower characteristisc More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2009
Utilizing the theory of planned behavior, factors influencing convenience use of credit cards were investigated. The analysis was prepared using data from 3,476 households in the 2004 Survey of Consumer Finances. Results from logistic regression indicated that convenience users of credit cards: More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2009
… Credit Card Behavior Borrow Researcher Effect of Personal Financial … http://trprosp05:8086/researcher/Lists/Researchers/327_.000 Department … More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 1/1/2009
Abstract: The main factors underlying the rise in mortgage defaults appear to be declines in house prices and deteriorated underwriting standards, in particular an increase in loan-to-value ratios and in the share of mortgages with little or no documentation of income. Contrary to popular More information...
Audience: Researcher
Type of Resource: Article Journal Peer-reviewed
Date: 11/1/2008
This article summarizes a Federal Reserve Board research study focusing on the effectiveness of a financial education program for military personnel. Soldiers attending the Army’s air defender advanced individualized training (AIT) at Ft. Bliss were offered a two-day financial education course More information...
Audience: Researcher
Type of Resource: Article
Date: 9/1/2008