Narrow Your Results
Search
1-10 of 32 results
Sort by: 
A report, Opportunities to Improve the Financial Capability and Financial Wellbeing of Postsecondary Students, has been prepared by the Financial Literacy and Education Commission (FLEC) and describes the state of financial education among postsecondary students. The report describes current More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Report
Tags: ​ Postsecondary Education, Financial Literacy, Financial Capability
Date: 7/22/2015
This report presents the results of a nationwide survey of rent-to-own customers. The survey found that most rent-to-own merchandise is ultimately purchased by the customer, most customers are satisfied with their rent-to-own transactions, and most customers are treated well if they are late making More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This study presents the results of 36 in-depth interviews with recent mortgage customers, and quantitative consumer testing with over 800 mortgage customers, that examined how consumers search for mortgages, how well consumers understand current mortgage cost disclosures and the terms of their own More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This report presents the results of a study that uses a controlled experiment with over 500 recent mortgage customers to examine the mortgage broker compensation disclosure proposed by the Department of Housing and Urban Development (HUD) as part of its July 2002 RESPA reform proposal. The focus of More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This study presents findings on how much Federal Housing Administration (FHA) borrowers pay in closing costs when they buy a house, how much these costs vary, and factors to which the variation is related. The analysis uses data from a national sample of 7,560 FHA-insured, 30-year fixed-rate home More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
From 2002–2007, Kleimann Communication Group, Inc. (KCG) conducted six rounds of qualitative testing on various consumer mortgage forms for the U.S. Dept. of Housing and Urban Development. This report summarizes each round of testing. Mortgage disclosure forms included in the testing were the Good More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Despite the growing importance of housing counseling, there is little systematic information about the industry. The industry is known to be marked by significant diversity in a number of dimensions, including the types of organizations involved, their organizational capacity, the types of clients More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This report addresses two sets of research questions related to Refund anticipation loans (RALs) and refund atnticipation checks (RACs) First, the authors ask who obtains them and who does not and what demographic, economic, and geographic factors are associated with the use of these products. More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This literature review provides an overview of research on the following small-dollar credit products: auto title loans, pawnshops, payday lending, refund anticipation loans (RALs) and checks (RACs), and rent-to-own (RTO). This review includes recently published research. It is not intended as an More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
In 2006, the Federal Deposit Insurance Corporation (FDIC) initiated a two-part study to gather empirical data on the types, characteristics, and use of overdraft programs operated by FDIC-supervised banks. The study was undertaken in response to the recent rapid growth in the use of automated More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012