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This paper presents the results of a field experiment in which a random subsample of older workers was given information about key Social Security provisions, while a control group was not. The experiment was designed to examine whether it is possible to affect individual behavior using a More information...
Audience: Researcher
Date: 3/24/2012
The American Housing Survey (AHS) is the largest, regular national housing sample survey in the United States. The U.S. Census Bureau conducts the AHS to obtain up-to-date housing statistics for the Department of Housing and Urban Development (HUD). Although the focus of the AHS is on the housing More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/28/2012
SIPP provides comprehensive information about income and labor force participation for individuals and households in the United States, and the extent and principal determinants of their participation in government transfer payment and supplemental income programs. SIPP offers detailed information More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/23/2012
In January 2009, the FDIC sponsored a special supplement to the U.S. Census Bureau’s Current Population Survey (CPS) to collect data on the number of U.S. households that are unbanked and underbanked, their demographic characteristics, and their reasons for being unbanked and underbanked. Teamed More information...
Audience: Researcher
Date: 3/24/2012
The SCPC is a nationally representative survey of consumers’ adoption and use of nine different payment instruments, including cash. The survey was developed by the Consumer Payments Research Center at the Federal Reserve Bank of Boston and is implemented by the RAND Corporation through its More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/23/2012
The Community Financial Access Pilot (CFAP) began in 2008 and was implemented through December 2009 by the U.S. Department of the Treasury (the Treasury) to increase access to financial services and financial education among low- and moderate-income families and individuals, especially More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
The Current Population Survey (CPS) is a monthly survey of households conducted by the U.S. Census Bureau for the Bureau of Labor Statistics. It supports a set of widely reported monthly economic indicator statistics such as the national unemployment rate. As a household survey, the CPS provides More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/28/2012
… Save & Invest Spend Researcher Financial Literacy: Strengthening … http://trprosp05:8086/researcher/Lists/Researchers/299_.000 Report English … More information...
Audience: Researcher
Type of Resource: Report
Date: 2/1/2012
This paper investigates the effects of credit scores on consumer payment behavior, especially on debit and credit card use. Anecdotally, a negative relationship between debit card use and credit score has been reported; however, it is not clear whether that relationship is related to other factors, More information...
Audience: Researcher
Type of Resource: Working paper
Date: 2/1/2012
Abstract: We use a new and large panel dataset of household income to shed light on the permanent versus transitory nature of rising inequality in individual male labor earnings and in total household income, both before and after taxes, in the United States over the period 1987-2006. Due to the More information...
Audience: Researcher
Type of Resource: Working paper
Date: 1/1/2012