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High-Rate, High-Fee Loans (HOEPA/Section 32 Mortgages)
Explains The Home Ownership and Equity Protection Act of 1994, what loans are covered, what disclosures are required, and what practices are prohibited.
Link:
http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea19.shtm
Agency: Federal Trade Commission
Agency:
Federal Trade Commission