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USDA's annual report on Expenditures on Children by Families, also known as "Cost of Raising a Child," provides estimates for the cost of food, housing, childcare, education and other child-rearing expenses for children from birth to age 18. Many state governments use this annual report, first More information...
Audience: Individual
Type of Resource: Report
Tags: children, housing, transportation costs, food, childcare, healthcare, child-rearing, families
Date: 1/10/2017
With USDA's "Cost of Raising a Child" Calculator, you can estimate how much it will annually cost to raise a child. This may help you plan better for overall expenses including food, or to purchase adequate life insurance. The amount of money you spend depends on how many children you have, the More information...
Audience: Individual
Type of Resource: Calculator
Tags: calculator, tools, children, housing, transportation costs, food, childcare, healthcare, child-rearing, families
Date: 1/10/2017
This study conducted by the U.S. Office of Personnel Management (OPM) examines rates of participation in the Federal Thrift Savings Plan (TSP) in calendar year 2007 by ethnicity and gender. OPM found that minorities are less likely to participate in TSP (82.5 percent of minorities versus 87.8 More information...
Audience: Individual
Type of Resource: Report
Tags: Federal Thrift Savings Plan, TSP
Date: 3/4/2013
In consultation with the U.S. Department of the Treasury and President Bush's Advisory Council on Financial Literacy, the FINRA Investor Education Foundation commissioned the first national study of the financial capability of American adults in 2009. The overarching research objectives of the More information...
Audience: Individual Researcher
Type of Resource: Website
Date: 6/5/2013
Minority groups, particularly Hispanics and Blacks, are less likely to use formal financial advice compared to their White counterparts and have lower levels of financial literacy on average. This gap in literacy may have important implications for savings, investing, and retirement planning. To More information...
Audience: Researcher Teacher
Type of Resource: Article
Tags: financial education, minority populations, formal financial advice, savings, investing, financial literacy
Date: 4/5/2013
Not familiar with credit unions? At this site you will learn what a credit union is, what it has to offer, and how you may be able to join a credit union. More information...
Audience: Individual
Type of Resource: Websites
Date: 2/19/2013
Not sure if a credit union is a good fit? At this site, you will learn about a credit union's structure, operations, and benefits for members. More information...
Audience: Individual
Type of Resource: Websites
Date: 2/19/2013
This site offers a one-stop toolbox of educational information and personal finance tips designed to help individuals in making smart financial decisions and better choices for their money. Individuals can learn about saving, borrowing, and managing credit, as well as how to get a free credit More information...
Audience: Individual
Type of Resource: Website
Date: 2/19/2013
This site offers a one-stop toolbox of educational information and personal finance tips designed to help individuals in making smart financial decisions and better choices for their money. Individuals can learn about saving, borrowing, and managing credit, as well as how to get a free credit More information...
Audience: Individual
Type of Resource: Website
Date: 2/19/2013
This site introduces young people to the importance of setting financial goals. It provides access to tools and information designed to teach school-aged youth positive financial habits. Youth will also discover the vital role credit unions play in their financial future. More information...
Audience: Teacher Youth
Type of Resource: Website
Date: 2/19/2013