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This paper presents an overview of consumer financial well-being in transitional China. It provides an up-to-date and overall description of the Chinese urban households’ assets, liabilities, income, and consumption patterns. The data employed were collected by a national survey conducted in 2008. More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: China
Date: 3/4/2013
This article summarizes results from the FDIC's Model Safe Accounts pilot, which was launched to determine the feasibility of banks offering affordable transaction and savings accounts to bring more individuals into the financial mainstream. More information...
Audience: Researcher
Type of Resource: Article Report
Date: 4/1/2012
We examine the cost and operational methods of three homeownership programs offered by the Minnesota Home Ownership Center (Center) and its partner agencies: Home Stretch homeownership classes, pre-purchase home buyer counseling, and foreclosure counseling. We describe the general cost structure of More information...
Audience: Researcher
Type of Resource: Report
Tags: Financial literacy, financial education
Date: 6/1/2010
The Community Development Department of the Federal Reserve Bank of San Francisco (FRBSF) commissioned this study to explore the feasibility of passing a financial education mandate in California. Specifically, we sought to understand the key barriers related to passing a mandate in California and More information...
Audience: Researcher
Type of Resource: Working paper
Tags: Financial literacy, financial education
Date: 5/1/2010
This article provides a brief overview of the field of financial education and explores some of the challenges and potential solutions. The author describes developments in the contemporary financial education movement since the 1990s and the background economic changes that stimulated its More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: Financial literacy, Financial education
Date: 9/1/2008
This article provides a plain-language description of behavioral economics and the role of common biases in financial decisionmaking, and reviews ways in which the findings of behavioral economics can help structure financial education and public policy. More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: Behavioral Economics, Financial literacy, Financial education
Date: 9/1/2008
In this paper we provide a comprehensive critical analysis of research that has investigated the impact of financial education programs on consumer financial behavior. In light of the evidence, we recommend that future programs be highly targeted towards a specific audience and area of financial More information...
Audience: Researcher
Type of Resource: Working paper
Tags: Financial literacy, Financial education
Date: 4/1/2008
In a small a financial education pilot at Oh Day Aki Charter School in Minneapolis involving one teacher and about 100 middle and high school students, results suggest that that standard financial education materials can be adapted to benefit Native students in an urban setting, despite More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: Financial literacy, Financial education
Date: 5/1/2006
The State of Minnesota’s Emerging Markets Homeownership Initiative (EMHI) seeks to boost homeownership rates among Minnesota’s “emerging markets,” defined as households of color, non-English speaking households, and households in which English is a second language. Many of the implementation More information...
Audience: Researcher
Type of Resource: Report
Tags: Emerging Markets Homeownership Initiative
Date: 10/1/2005
This report summarizes the proceedings of a Forum on "Financial Access in the 21st Century", sponsored by the Office of the Comptroller of the Currency on February 11, 1997. Participants at the forum discussed the unserved/underserved population, barriers to service and ways in which technology More information...
Audience: Researcher
Type of Resource: Conference Proceedings
Date: 2/11/1997