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… question is posed, and whether any difference … Risk 2006 Econ/invest 2008 Fin lit 2002 … have the disease and they all take the … would a customer save on the television … variants -A- and -B - rejects the … More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: savings, financial literacy, wealth
Date: 7/26/2013
Increased policy and academic attention has been placed on promoting retirement savings early in the life course. This study investigates the extent to which retirement savings behavior among young persons, a population for which retirement savings is important but typically low, differs by marital More information...
Audience: Individual Researcher Teacher
Type of Resource: Peer-reviewed
Tags: Family economics, life course, life events, marriage, retirement
Date: 2/1/2012
Using the 2008 Survey of Chinese Consumer Finance and Investor Education and the 2007 Survey of Consumer Finances, this study compared saving motives between Chinese and American urban households. Results showed that Chinese households were more likely than American households to report More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: China
Date: 3/4/2013
This paper examines responses from a survey of 2,000 randomly selected mutual fund investors who purchased shares from six different distribution channels. The survey provides data on the demographic, financial, and fund ownership characteristics of mutual fund investors. It also provides data on More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: Mutual funds, Financial literacy, education
Date: 3/4/2013
Traditional economic theory posits that people make decisions by maximizing a utility function in which all of the relevant constraints and preferences are included and weighed appropriately. Behavioral economists and decision-making researchers, however, are interested in how people make decisions More information...
Audience: Individual Researcher Teacher
Type of Resource: Peer-reviewed
Tags: Behavioral economics, decision making, retirement savings
Date: 11/1/2010
The importance of investment portfolio allocation has become more apparent since the onset of the late 2000s Great Recession. Individual willingness to take financial risks affects portfolio decisions and investment returns among other factors. Previous research found that people of different ages More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: Risk tolerance
Date: 3/4/2013
This paper presents an overview of consumer financial well-being in transitional China. It provides an up-to-date and overall description of the Chinese urban households’ assets, liabilities, income, and consumption patterns. The data employed were collected by a national survey conducted in 2008. More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: China
Date: 3/4/2013
This study used the 1992–2006 waves of the Health and Retirement Study (HRS) to investigate changes in risk tolerance levels over time in response to stock market returns. Findings indicate that risk tolerance tends to increase when market returns increase and decrease when market returns decrease. More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: Risk tolerance, Stocks
Date: 9/2/2010