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… trpropubwfe21:8086/researcher/Lists/Researchers/298_.000 How Workers … trpropubwfe21:8086/researcher/Lists/Researchers/DispResource … More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
… trpropubwfe21:8086/researcher/Lists/Researchers/299_.000 Financial … trpropubwfe21:8086/researcher/Lists/Researchers/DispResource … More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Abstract: American parents, teachers, and policymakers generally express strong support for personal financial education for high school students, despite a need for further research to determine if such education is effective in improving long-term decision-making capabilities. However, research More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Abstract: We examine the cost and operational methods of three homeownership programs offered by the Minnesota Home Ownership Center (Center) and its partner agencies: Home Stretch homeownership classes, pre-purchase home buyer counseling, and foreclosure counseling. We describe the general cost More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Abstract: This report examines the utilization of a state earned income credit by current and former welfare recipients using two measures: receipt among all current and former welfare recipients and among only those eligible for the credit. Both measures may be useful, depending upon which groups More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Abstract: The State of Minnesota’s Emerging Markets Homeownership Initiative (EMHI) seeks to boost homeownership rates among Minnesota’s “emerging markets,” defined as households of color, non-English speaking households, and households in which English is a second language. Many of the More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This descriptive analysis examines the importance of personal financing sources, especially mortgages secured by residential property, to small businesses from 1998 through 2007. About 80 percent of the total debt owned by small business-owning house-holds is held in mortgages and installment More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This report was prepared to provide background on the “Bank On” model, a new approach for expanding access to safe, affordable financial services for unbanked households. The purpose of this report is to describe the landscape of Bank On programs, their origins, and their context within a broader More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
The Community Financial Access Pilot (CFAP) began in 2008 and was implemented through December 2009 by the U.S. Department of the Treasury (the Treasury) to increase access to financial services and financial education among low- and moderate-income families and individuals, especially More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This report addresses two sets of research questions related to Refund anticipation loans (RALs) and refund atnticipation checks (RACs) First, the authors ask who obtains them and who does not and what demographic, economic, and geographic factors are associated with the use of these products. More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012