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This study assessed the financial literacy of rural Oklahomans age 65 and older, their current use of and attitudes towards using credit cards and other types of consumer debt, and the consequences of increased debt for this population, based on a survey of 106 individuals. Overall, the financial More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
This study analyzes the impact of the FDIC’s Money Smart financial education curriculum and training on the financial opinions and behaviors of course participants. The study collected data from 631 adult respondents who experienced some portion of the Money Smart program during 2004-2005 and also More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
… Save & Invest Spend Researcher Financial Literacy: Strengthening … http://trprosp05:8086/researcher/Lists/Researchers/299_.000 Report English … More information...
Audience: Researcher
Type of Resource: Report
Date: 2/1/2012
Abstract: American parents, teachers, and policymakers generally express strong support for personal financial education for high school students, despite a need for further research to determine if such education is effective in improving long-term decision-making capabilities. However, research More information...
Audience: Researcher
Type of Resource: Report
Date: 9/1/2011
In response to a mandate in the Dodd-Frank Wall Street Reform and Consumer Protection Act, this report addresses (1) what is known about which methods and strategies are effective for improving financial literacy, and (2) the feasibility of a process for certifying financial literacy providers. More information...
Audience: Researcher
Type of Resource: Report
Date: 6/1/2011
The Dodd-Frank Wall Street Reform and Consumer Protection Act mandated that GAO study the oversight of financial planners. This report examines (1) how financial planners are regulated and overseen at the federal and state levels, (2) what is known about the effectiveness of this regulation, and More information...
Audience: Researcher
Type of Resource: Report
Date: 1/1/2011
Using credit report records and data collected from several household surveys, we analyze changes in household debt and saving during the 2007 recession. We find that, while different segments of the population were affected in distinct ways, depending on whether they owned a home, whether they More information...
Audience: Researcher
Type of Resource: Report
Date: 1/1/2011
This environmental scan focuses on financial and/or health literacy initiatives for low-income or underserved consumers. AIR conducted a review of literature from 2005 through 2010 and conducted interviews with program officials from Federal agencies and private organizations to develop key More information...
Audience: Researcher
Type of Resource: Report
Date: 12/1/2010
Financial literacy — the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being — is becoming more and more important as individuals and families become increasingly responsible for their own long-term financial well-being. Financial and More information...
Audience: Researcher
Type of Resource: Report
Date: 5/1/2010
The Credit Card Accountability, Responsibility and Disclosure Act of 2009 mandated GAO to examine the relationship between fluency in the English language and financial literacy. Responding to this mandate, this report examines the extent, if any, to which individuals with limited English More information...
Audience: Researcher
Type of Resource: Report
Date: 5/1/2010