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This study uses new nationally representative data from the National Financial Capability State-by-State Survey to examine the relationship between state-level alternative financial service (AFS) policies (prohibitions, price caps, disclosures) and consumer use of five AFS products: payday loans, More information...
Audience: Researcher
Date: 3/27/2012
This paper presents the results of a field experiment in which a random subsample of older workers was given information about key Social Security provisions, while a control group was not. The experiment was designed to examine whether it is possible to affect individual behavior using a More information...
Audience: Researcher
Date: 3/23/2012
This paper presents the results of a field experiment in which a random subsample of older workers was given information about key Social Security provisions, while a control group was not. The experiment was designed to examine whether it is possible to affect individual behavior using a More information...
Audience: Researcher
Date: 3/24/2012
The American Housing Survey (AHS) is the largest, regular national housing sample survey in the United States. The U.S. Census Bureau conducts the AHS to obtain up-to-date housing statistics for the Department of Housing and Urban Development (HUD). Although the focus of the AHS is on the housing More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/28/2012
The Community Financial Access Pilot (CFAP) began in 2008 and was implemented through December 2009 by the U.S. Department of the Treasury (the Treasury) to increase access to financial services and financial education among low- and moderate-income families and individuals, especially More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Economic studies on households’ financial asset ownership and allocation have discussed the relationship between asset holdings and socioeconomic variables. The current research on asset ownership has been conducted with data from the country of China utilizing a random sample of 2080 Chinese More information...
Audience: Researcher
Type of Resource: Working paper
Date: 3/28/2012
The Current Population Survey (CPS) is a monthly survey of households conducted by the U.S. Census Bureau for the Bureau of Labor Statistics. It supports a set of widely reported monthly economic indicator statistics such as the national unemployment rate. As a household survey, the CPS provides More information...
Audience: Researcher
Type of Resource: Dataset
Date: 3/28/2012
… Save & Invest Spend Researcher Financial Literacy: Strengthening … http://trprosp05:8086/researcher/Lists/Researchers/299_.000 Report English … More information...
Audience: Researcher
Type of Resource: Report
Date: 2/1/2012
This paper investigates the effects of credit scores on consumer payment behavior, especially on debit and credit card use. Anecdotally, a negative relationship between debit card use and credit score has been reported; however, it is not clear whether that relationship is related to other factors, More information...
Audience: Researcher
Type of Resource: Working paper
Date: 2/1/2012
Abstract: American women tend to be less financially literate than men, which is consistent with a household division of labor in which men manage finances. However, women also tend to outlive their husbands, so they will eventually need to take over this task. Using a new survey of older couples, More information...
Audience: Researcher
Type of Resource: Working paper
Date: 1/1/2012