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Analysis of survey data collected from 6,520 students at a large Midwestern University affirmed that financial knowledge is a significant factor in the credit card decisions of college students but not entirely in expected ways. Results of a double hurdle analysis indicated that students with More information...
Audience: Researcher
Type of Resource: Peer-reviewed
Tags: Financial literacy, Credit cards
Date: 3/4/2013
The Federal Deposit Insurance Corporation’s (FDIC) two-year Small-Dollar Loan Pilot Program concluded in the fourth quarter of 2009. The pilot was a case study designed to illustrate how banks can profitably offer affordable small-dollar loans as an alternative to high-cost credit products such as More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: Small-dollar loans
Date: 3/4/2013
This article provides an overview of Alternative Financial Services (AFS) and a description of the key products and services in this sector. It is intended as a primer for banks and others who are interested in understanding the competitive landscape in the financial services industry and More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Date: 3/4/2013