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In 2006, the Federal Deposit Insurance Corporation (FDIC) initiated a two-part study to gather empirical data on the types, characteristics, and use of overdraft programs operated by FDIC-supervised banks. The study was undertaken in response to the recent rapid growth in the use of automated More information...
Audience: Researcher
Type of Resource: Report
Tags: Overdraft programs
Date: 11/1/2008
The State of Minnesota’s Emerging Markets Homeownership Initiative (EMHI) seeks to boost homeownership rates among Minnesota’s “emerging markets,” defined as households of color, non-English speaking households, and households in which English is a second language. Many of the implementation More information...
Audience: Researcher
Type of Resource: Report
Tags: Emerging Markets Homeownership Initiative
Date: 10/1/2005
This report presents the results of a study that uses a controlled experiment with over 500 recent mortgage customers to examine the mortgage broker compensation disclosure proposed by the Department of Housing and Urban Development (HUD) as part of its July 2002 RESPA reform proposal. The focus of More information...
Audience: Researcher
Type of Resource: Activity Report
Tags: Disclosures
Date: 2/1/2004
This report presents the results of a nationwide survey of rent-to-own customers. The survey found that most rent-to-own merchandise is ultimately purchased by the customer, most customers are satisfied with their rent-to-own transactions, and most customers are treated well if they are late making More information...
Audience: Researcher
Type of Resource: Report
Tags: Rent-to-own merchandise
Date: 4/1/2000