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What are your obligations if you decide to cosign on a loan for a friend or relative? More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
Your liability for fraudulent credit card charges is $50, but that doesn’t stop scam artists from peddling “loss protection” services. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
Some ads that promise debt relief may be offering bankruptcy if you read between the lines. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
Find out how you can improve your credit and get free or low-cost help. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
During 2011 and part of 2012, the FDIC conducted a second nationwide survey of FDIC-insured depository institutions to assess their efforts to serve unbanked and underbanked individuals and families. This survey focuses on banks' basic transaction and savings account programs, auxiliary product and More information...
Audience: Researcher
Type of Resource: Article Survey Data Report
Date: 12/31/2012
Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a car loan, a home mortgage, insurance, or even a job once they pay them a fee for the service. The truth is, these companies can’t deliver an improved credit report for More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/28/2012
Answers commonly asked questions about your rights under the Fair Debt Collection Practices Act, which requires that debt collectors treat you fairly and prohibits certain methods of debt collection. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/28/2012
This website presents brief descriptions of articles in past editions of the FDIC Consumer News. This important newsletter provides practical guidance on how to become a smarter, safer user of financial services. Each issue offers helpful hints, quick tips, and common-sense strategies to protect More information...
Audience: Individual Teacher
Type of Resource: Article Website
Date: 3/28/2012
This article explain how having a low credit score can affect your ability to get more credit and to get or keep a job. Employers can use a credit report when they hire and evaluate employees for promotion, reassignment or retention. The article explains your rights under the Fair Credit Reporting More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/28/2012
Brochure that provides details on the major Federal laws related to credit, credit scores and credit reports. More information...
Audience: Individual
Type of Resource: Article Brochure
Date: 3/28/2012