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Find out how you can improve your credit and get free or low-cost help. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
If you’re considering using the services of a credit counseling organization, here’s what you can expect. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
Your liability for fraudulent credit card charges is $50, but that doesn’t stop scam artists from peddling “loss protection” services. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
What are your obligations if you decide to cosign on a loan for a friend or relative? More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/25/2013
During 2011 and part of 2012, the FDIC conducted a second nationwide survey of FDIC-insured depository institutions to assess their efforts to serve unbanked and underbanked individuals and families. This survey focuses on banks' basic transaction and savings account programs, auxiliary product and More information...
Audience: Researcher
Type of Resource: Article Survey Data Report
Date: 12/31/2012
Under the federal Consumer Leasing Act, you, the consumer, have a right to information about the costs and terms of a vehicle lease. This resource will help you compare lease offers and negotiate a lease that best fits your needs, budget, and driving patterns. More information...
Audience: Individual
Type of Resource: Article
Date: 3/28/2012
This article summarizes results from the FDIC's Model Safe Accounts pilot, which was launched to determine the feasibility of banks offering affordable transaction and savings accounts to bring more individuals into the financial mainstream. More information...
Audience: Researcher
Type of Resource: Article Report
Date: 4/1/2012
Tips for getting the most of your credit card. Suggests do's and don'ts to manage your credit card account and help maintain a high credit score. More information...
Audience: Individual
Type of Resource: Article
Date: 3/28/2012
If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. This article describes the Rule, which protects consumers in many ways. More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/28/2012
Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a car loan, a home mortgage, insurance, or even a job once they pay them a fee for the service. The truth is, these companies can’t deliver an improved credit report for More information...
Audience: Individual
Type of Resource: Article Website
Date: 3/28/2012