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This article highlights the results of an FDIC study of the effectiveness of the Money Smart financial education program. More information...
Audience: Researcher
Type of Resource: Article
Date: 7/26/2013
This webpage features a collection of success stories on the implementation of the Money Smart financial education program, including potentially promising or model approaches. More information...
Audience: Researcher
Type of Resource: Website
Date: 7/26/2013
In consultation with the U.S. Department of the Treasury and President Bush's Advisory Council on Financial Literacy, the FINRA Investor Education Foundation commissioned the first national study of the financial capability of American adults in 2009. The overarching research objectives of the More information...
Audience: Individual Researcher
Type of Resource: Website
Date: 6/5/2013
This study presents the results of 36 in-depth interviews with recent mortgage customers, and quantitative consumer testing with over 800 mortgage customers, that examined how consumers search for mortgages, how well consumers understand current mortgage cost disclosures and the terms of their own More information...
Audience: Researcher
Type of Resource: Report
Tags: Information, Disclosures
Date: 3/4/2013
In a small a financial education pilot at Oh Day Aki Charter School in Minneapolis involving one teacher and about 100 middle and high school students, results suggest that that standard financial education materials can be adapted to benefit Native students in an urban setting, despite More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: Financial literacy, Financial education
Date: 3/4/2013
This article reviews research on the effectiveness of general financial literacy training to draw implications for literacy training related to predatory lending. The article concludes that training offered by high schools and workplaces is associated with improved financial knowledge and More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: predatory lending, financial literacy, financial education
Date: 3/4/2013
This descriptive analysis examines the importance of personal financing sources, especially mortgages secured by residential property, to small businesses from 1998 through 2007. About 80 percent of the total debt owned by small business-owning house-holds is held in mortgages and installment More information...
Audience: Researcher
Type of Resource: Report
Date: 3/4/2013
The Federal Reserve Bank of San Francisco, the Take Charge America Institute at the University of Arizona, and the Federal Reserve Bank of Minneapolis invited a small group of researchers and practitioners to discuss how to improve the evaluation and metrics of youth financial education programs. More information...
Audience: Researcher
Type of Resource: Conference Proceedings
Tags: Financial literacy, financial education
Date: 3/4/2013
The Community Development Department of the Federal Reserve Bank of San Francisco (FRBSF) commissioned this study to explore the feasibility of passing a financial education mandate in California. Specifically, we sought to understand the key barriers related to passing a mandate in California and More information...
Audience: Researcher
Type of Resource: Working paper
Tags: Financial literacy, financial education
Date: 3/4/2013
The Federal Deposit Insurance Corporation’s (FDIC) two-year Small-Dollar Loan Pilot Program concluded in the fourth quarter of 2009. The pilot was a case study designed to illustrate how banks can profitably offer affordable small-dollar loans as an alternative to high-cost credit products such as More information...
Audience: Individual Researcher Teacher Youth
Type of Resource: Article
Tags: Small-dollar loans
Date: 3/4/2013