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… Approaches Could Address Retirement Risks Faces by Workers but … Approaches Could Address Retirement Risks Faces by Workers but … Approaches Could Address Retirement Risks Faces by Workers but … More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
… Savings May Pose Challenges to Retirement Security, Especially for … Savings May Pose Challenges to Retirement Security, Especially for … Savings May Pose Challenges to Retirement Security, Especially for … More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Using credit report records and data collected from several household surveys, we analyze changes in household debt and saving during the 2007 recession. We find that, while different segments of the population were affected in distinct ways, depending on whether they owned a home, whether they More information...
Audience: Researcher
Type of Resource: Report
Date: 3/28/2012
This study conducted by the U.S. Office of Personnel Management (OPM) examines rates of participation in the Federal Thrift Savings Plan (TSP) in calendar year 2007 by ethnicity and gender. OPM found that minorities are less likely to participate in TSP (82.5 percent of minorities versus 87.8 More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
Drawing on a comprehensive review of academic journal articles, the report reviews patterns of investor behavior that may be suboptimal and factors that may lead to such patterns. role of behavioral finance from the perspective of prospect theory, overconfidence and human sentiment, as well as More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012
GAO was asked to review (1) strategies that experts recommend retirees employ to ensure income throughout retirement, (2) choices retirees have made for managing their pension and financial assets for generating income, and (3) policy options available to ensure income throughout retirement and More information...
Audience: Researcher
Type of Resource: Report
Date: 3/27/2012