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Retirement may seem far away. But if you’re a federal civilian employee, you could be missing out on thousands of dollars in matching money from your agency right now if you aren’t contributing at least 5% of your salary to your Thrift Savings Plan account.  The TSP has launched the “Take FIVE for More information...
Audience: Individual Researcher Teacher
Tags: Retirement, Youth, Savings, Financial Literacy Month.
Date: 5/5/2014
Increased policy and academic attention has been placed on promoting retirement savings early in the life course. This study investigates the extent to which retirement savings behavior among young persons, a population for which retirement savings is important but typically low, differs by marital More information...
Audience: Individual Researcher Teacher
Type of Resource: Peer-reviewed
Tags: Family economics, life course, life events, marriage, retirement
Date: 2/1/2012
Minority groups, particularly Hispanics and Blacks, are less likely to use formal financial advice compared to their White counterparts and have lower levels of financial literacy on average. This gap in literacy may have important implications for savings, investing, and retirement planning. To More information...
Audience: Researcher Teacher
Type of Resource: Article
Tags: financial education, minority populations, formal financial advice, savings, investing, financial literacy
Date: 12/1/2011
Traditional economic theory posits that people make decisions by maximizing a utility function in which all of the relevant constraints and preferences are included and weighed appropriately. Behavioral economists and decision-making researchers, however, are interested in how people make decisions More information...
Audience: Individual Researcher Teacher
Type of Resource: Peer-reviewed
Tags: Behavioral economics, decision making, retirement savings
Date: 11/1/2010